Zip. Zip now, play later. Zip gives you the freedom to buy the things you love today. No fuss, no wait, no worries.

Nothing to pay today We pay the store, you get the goods, or the store sends the goods

Interest free with Zip Pay

Flexible repayments Pay us back how you like - weekly, fortnightly or monthly

Reusable account A reusable account with a limit that suits your needs

How do I use Zip online?

  • Add items to your shopping bag and checkout
  • Select Zip as your payment method – you will be redirected to the Zip website
  • Register or login to your Zip account and confirm payment

How do I use Zip in store?

  • You can either select to pay on your mobile through apple pay or google pay or you can generate a barcode on the Zip app.

All you need to use ZIP:

  • A valid email address and mobile number.
  • Be at least 18 years old.
  • Be an Australian Citizen or Permanent Resident.
  • Have a good credit history.
  • Read more about what you need to apply for Zip Pay

More info:

What is Zip?
Zip is a reusable account of up to $1000 that lets you shop now and pay later. Make as many purchases as you like up to your account limit, then set up flexible repayments to suit your lifestyle - weekly, fortnightly or monthly.

How do repayments work?
Repayments are based on a minimum monthly payment from as little as $10 per week. Repayments are automatically direct debited from the payment method that you added when you created the account. You can change the payment method at any time and the frequency of your payments to weekly, fortnightly or monthly as long as you're covering the minimum monthly repayments. Choose what works best for you.

What are the fees?
With Zip Pay a $9.95 monthly account fee applies, Zip will waive the fee if you pay your statement closing balance in full, by the due date. If you don’t meet your minimum monthly repayment, a late fee may apply. See full t's & c's.

What is the refund policy when paying with Zip?
Items purchased online using Zip may be returned for a refund by posting it to our Online Store Returns/Exchanges address or exchanged in store for another item or gift card. Gift cards will also be issued for any difference between the item exchanged and the amount originally paid. We are unable to issue refunds in store for orders placed online with Zip. All refunds and exchanges are subject to our refund and exchange policy having been met.

Want more info? Check out

Shop Now